Hbt Financial Valuation
| HBT Stock | USD 26.98 0.06 0.22% |
At this time, the firm appears to be undervalued. Hbt Financial retains a regular Real Value of $28.17 per share. The prevalent price of the firm is $26.98. Our model calculates the value of Hbt Financial from evaluating the firm fundamentals such as Return On Asset of 0.0152, return on equity of 0.13, and Current Valuation of 790.97 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Hbt Financial's valuation include:
Price Book 1.3722 | Enterprise Value | Price Sales 3.6253 | Trailing PE 11.0574 | Enterprise Value Revenue 3.8593 |
Undervalued
Today
Please note that Hbt Financial's price fluctuation is very steady at this time. Calculation of the real value of Hbt Financial is based on 3 months time horizon. Increasing Hbt Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Hbt Financial's intrinsic value may or may not be the same as its current market price of 26.98, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 26.98 | Real 28.17 | Target 30.0 | Hype 26.9 | Naive 26.86 |
The intrinsic value of Hbt Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Hbt Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Hbt Financial helps investors to forecast how Hbt stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hbt Financial more accurately as focusing exclusively on Hbt Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Hbt Financial's intrinsic value based on its ongoing forecasts of Hbt Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Hbt Financial's closest peers.
Hbt Financial Cash |
|
Hbt Revenue by Product
Hbt Financial Total Value Analysis
Hbt Financial is currently forecasted to have company total value of 790.97 M with market capitalization of 848.03 M, debt of 65.21 M, and cash on hands of 78.22 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Hbt Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
790.97 M | 848.03 M | 65.21 M | 78.22 M |
Hbt Financial Investor Information
About 64.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.37. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hbt Financial last dividend was issued on the 9th of February 2026. Hbt Financial is performing exceptionally good at this time. It has a great probability to report excellent financial results in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.42 | 0.3563 |
|
| |||||
| Total Cash From Operating Activities | 74.8 M | 102.8 M |
|
| |||||
| Operating Income | 82.1 M | 104.5 M |
|
|
Hbt Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Hbt Financial has an asset utilization ratio of 5.78 percent. This implies that the Company is making $0.0578 for each dollar of assets. An increasing asset utilization means that Hbt Financial is more efficient with each dollar of assets it utilizes for everyday operations.Hbt Financial Profitability Analysis
Taking into consideration Hbt Financial's profitability measurements, Hbt Financial is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Hbt Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2018-03-31 | Previous Quarter 19.8 M | Current Value 18.9 M | Quarterly Volatility 3.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.99 | 0.8003 |
|
| |||||
| Net Profit Margin | 0.34 | 0.2625 |
|
| |||||
| Operating Profit Margin | 0.42 | 0.3563 |
|
| |||||
| Pretax Profit Margin | 0.42 | 0.3563 |
|
| |||||
| Return On Assets | 0.0166 | 0.0152 |
|
| |||||
| Return On Equity | 0.17 | 0.1251 |
|
|
For Hbt Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Hbt Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Hbt Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Hbt Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Hbt Financial over time as well as its relative position and ranking within its peers.
Hbt Financial Earnings per Share Projection vs Actual
The next projected EPS of Hbt Financial is estimated to be 0.696 with future projections ranging from a low of 0.64 to a high of 0.77. Hbt Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.44. Please be aware that the consensus of earnings estimates for Hbt Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Hbt Financial Earnings Estimation Breakdown
The calculation of Hbt Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Hbt Financial is estimated to be 0.696 with the future projection ranging from a low of 0.64 to a high of 0.77. Please be aware that this consensus of annual earnings estimates for Hbt Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.64 Lowest | Expected EPS | 0.77 Highest |
Hbt Financial Earnings Projection Consensus
Suppose the current estimates of Hbt Financial's value are higher than the current market price of the Hbt Financial stock. In this case, investors may conclude that Hbt Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Hbt Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 5 | 88.49% | 0.0 | 0.696 | 2.44 |
Hbt Financial Ownership Allocation
Hbt Financial has a total of 31.43 Million outstanding shares. Hbt Financial retains majority of its outstanding shares owned by insiders. An insider is usually defined as a corporate executive, director, member of the board or institutional investor who own at least 10% of the company's outstanding shares. 64.23 (percent) of Hbt Financial outstanding shares that are owned by insiders attests that they have been buying or selling the stock in recent months in anticipation of some upcoming event. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.Hbt Financial Profitability Analysis
The company reported the last year's revenue of 293.33 M. Total Income to common stockholders was 71.78 M with profit before taxes, overhead, and interest of 233.92 M.Hbt Financial Past Distributions to stockholders
About Hbt Financial Valuation
The stock valuation mechanism determines Hbt Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Hbt Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Hbt Financial. We calculate exposure to Hbt Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hbt Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 234.7 M | 194.7 M | |
| Pretax Profit Margin | 0.36 | 0.42 | |
| Operating Profit Margin | 0.36 | 0.42 | |
| Net Profit Margin | 0.26 | 0.34 | |
| Gross Profit Margin | 0.80 | 0.99 |
A single share of Hbt Financial represents a small ownership stake in the entity. As a stockholder of Hbt, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Hbt Financial Dividends Analysis For Valuation
Dividends Paid is likely to gain to about 41.2 M in 2026, whereas Dividend Yield is likely to drop 0.03 in 2026. . At this time, Hbt Financial's Retained Earnings Total Equity is comparatively stable compared to the past year. Earnings Yield is likely to gain to 0.13 in 2026, whereas Retained Earnings are likely to drop slightly above 278.3 M in 2026.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 21.8 M | 41.2 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.34 | 0.33 | |
| Dividend Paid And Capex Coverage Ratio | 2.71 | 1.65 |
There are various types of dividends Hbt Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Hbt shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Hbt Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Hbt pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Hbt Financial by the value of the dividends paid out.
Hbt Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Hbt Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 31.4 M | |
| Quarterly Earnings Growth Y O Y | -0.063 |
Hbt Financial Current Valuation Indicators
Hbt Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Hbt Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Hbt Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Hbt Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Hbt Financial's worth.Additional Tools for Hbt Stock Analysis
When running Hbt Financial's price analysis, check to measure Hbt Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hbt Financial is operating at the current time. Most of Hbt Financial's value examination focuses on studying past and present price action to predict the probability of Hbt Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hbt Financial's price. Additionally, you may evaluate how the addition of Hbt Financial to your portfolios can decrease your overall portfolio volatility.